McIlroy starting with Young, Howell in Masters repeat bid

Scottie Scheffler is getting plenty of sleep and practice time for this week's Masters even with infant son Remy and his family at Augusta, although green jacket safety causes concern.

World number one Scheffler, seeking his third Masters title in five years and fifth major victory overall, has not played the past three weeks with wife Meredith giving birth to son Remy on March 27.

Scheffler has enjoyed being a dad again after two-year-old Bennett but realizes he must set aside family life to focus on this week's challenge at Augusta National.

"Once you drive down Magnolia Lane, everything else melts away and you get to be here and be focused," Scheffler said.

"This place is almost a challenge in a sense that you need to be able to get your stuff done and go home because I could camp out on that range for days and days and continue to practice."

The 29-year-old American is the reigning British Open, PGA Championship and Olympic champion and can compete a career Grand Slam with a victory in June at the US Open.

This week, his wife's caretaking is nearly as crucial as anything a caddie could offer on the course.

"I'm getting plenty of sleep. My wife is a trooper," Scheffler said. "Having a newborn is always an interesting thing, but Remy is so young right now, they sleep a lot of the day. I think he's used to being in the womb at this point. Yeah, I've been able to get a decent amount of sleep."

Scheffler, however, has had to help out, as when he was wearing his green jacket on Sunday while holding Remy as he walked into the Augusta National clubhouse.

"If I'm wearing it near him, I'm just hoping he doesn't ruin it or anything like that," Scheffler said. "Throw up on it. Who knows?"

It's a battle for balance of life and work that has Scheffler concerned about keeping his private life private, especially for his children.

"Sometimes I think it feels like we live almost two separate lives, where I have this life where I come out here and play and compete, and sometimes my friends are brought into that arena that I kind of live in," Scheffler said.

"I still feel like I go to work each day. It doesn't feel like I'm sitting at a desk obviously. I love my job, but I don't feel any different than I did when I was a kid.

"So I don't see why I would need to live any different or do anything like that. There's no reason that my kids need to be on TV or on my Instagram or whatever it is.

"My kids need to have a normal upbringing or as normal as I can, and we'll go from there."

js/rcw

American hedge fund Pershing Square, led by the activist investor Bill Ackman, announced Tuesday a transaction valuing Universal Music Group at up to 55 billion euros, saying it believed the music giant was undervalued by stock markets.

Under the proposal, Pershing would merge UMG with Pershing Square SPARC Holding, an acquisition company that would be listed on the New York Stock Exchange.

Current UMG shareholders could exchange their holdings for a mix of cash and shares in the new entity, or for all cash or all shares, Ackman said in a letter to the UMG board.

Pershing Square said its cash and stock offer to Universal shareholders was worth 30.40 euros ($35.15) a share, valuing Universal with its stable of top artists -- including Taylor Swift, The Weeknd and Lady Gaga -- at around 55 billion euros.

That amounts to a premium of 78 percent to its April 2 closing price.

In the case where shareholder opt to cash out, they would receive 22 euros per shares, a premium of 29 percent.

But, according to an AFP calculation, Pershing would not hold a majority of shares under either scenario.

To finance the deal, Pershing expects to provide 2.5 billion in euros and to raise 5.4 billion euros through a debt offering by the newly formed entity. Another 1.5 billion euros in proceeds would come from monetizing UMG's holding in Spotify.

The sale of the Spotify stake will also generate 750 million in proceeds for UMG artists, Ackman said in the letter.

Pershing Square said in a statement that it had submitted the offer to Universal's board, hoping to close the deal by the end of 2026.

"UMG's stock price has languished due to a combination of issues that are unrelated to the performance of its music business," Ackman said in a statement.

Ackman pointed to uncertainty about French conglomerate Bollore's plans for its 18 percent stake in Universal, a delay in listing on the US stock market, and "underutilization of UMG's balance sheet" among concerns that have held back the shares' performance.

Before going public with the proposal, Ackman reached out to Bollore with a "high level" summary of the deal. The French company expressed support, Ackman told a conference call with analysts.

"Without Bollore, we don't have a transaction," Ackman said. "The words I got back were 'these are music to my ears' and with that, we decided to go forward."

Bollore did not immediately respond to a request for comment.

Pershing Square bought 10 percent of UMG from the French media giant Vivendi, also owned by Bollore, in August 2021. But Pershing's holding is now about 4.7 percent, according to US media.

If the merger goes ahead, the new company would aim to increase its dividend payouts by two percent each year and maintain borrowing of 2.5 times its operating profit (EBITDA), Pershing Square said in the letter.

Universal shares ended Tuesday's session at 19.06 euros, up 11.4 percent.

kf/tgb/js/jmb/bgs

Acting US Attorney General Todd Blanche on Tuesday defended investigations of individuals Donald Trump "has had issues with" and said only the president knows why his predecessor, Pam Bondi, was fired.

"We have thousands of ongoing investigations and prosecutions going on in this country right now," Blanche said at his first press appearance since being named interim head of the Justice Department last week.

"And it is true that some of them involve men, women and entities that the president, in the past, has had issues with and believes should be investigated," he said.

"That is his right, and indeed, it is his duty to do that."

Bondi was fired last week after reportedly drawing Trump's ire by falling short in efforts to prosecute perceived Trump political opponents such as former FBI director James Comey and New York Attorney General Letitia James.

Blanche, Trump's former personal lawyer, said only the president knows why Bondi was dismissed.

"Nobody has any idea why the attorney general is no longer the attorney general and I'm the acting attorney general, except for President Trump," he said.

Blanche dismissed allegations the Justice Department was being "weaponized" against Trump's enemies and alleged there was "weaponization" of the department by the Biden administration "the likes of which had never been seen in history."

"You had a president who was indicted four times by this department," he said in a reference to charges brought against Trump by Special Counsel Jack Smith.

Trump was accused by Smith of seeking to overturn the results of the 2020 election won by Democrat Joe Biden and mishandling classified documents. Both cases were dropped after Trump won the 2024 presidential election.

"What we've been doing for the past 14 months is changing this department," Blanche said. "People say the president wants to go after his political enemies. No, the president has said time and time again that he wants justice."

Blanche also defended the firing of scores of Justice Department prosecutors who had worked on the criminal cases against Trump.

"If you were a prosecutor and you were trying to prosecute your boss you have ethical duties as a lawyer that I think prevent you from continuing to work in that environment," he said.

A number of career prosecutors fired since Trump took office have filed lawsuits claiming wrongful dismissal.

cl/jgc

(The Center Square) – A federal judge has ordered California to pay $4.52 million in attorneys’ fees to the Thomas More Society, which challenged a state policy related to student gender identity in the case Mirabelli v. Bonta.

In a court order, U.S. District Judge Roger Benitez of the Southern District of California granted the full fee request of $4.52 in legal fees to the Thomas More Society, the law firm representing the two public school teachers in the case.

Benitez said California has continued to challenge aspects of the ruling, including a recent motion seeking to modify the injunction. The court detailed a pattern of what it called “litigation intransigence” by state defendants, including repeated motions to dismiss after prior ones were denied and filing an appeal without waiting for a ruling.

Benitez described the ongoing litigation as based on “the thinnest of arguments.”

The case follows litigation that began in 2023 over California policies requiring school staff to withhold information from parents about students’ gender transitions.

The lawsuit challenges guidance critics describe as “gender secrecy” policies, which allow school officials to withhold information from parents about a student’s request to change names, pronouns or other gender-related identifiers at school.

The U.S. Supreme Court ruled in a 6-3 decision in March that parents challenging the policy are likely to succeed in their constitutional claims.

“Thomas More Society will continue to enforce the Mirabelli ruling nationwide, and any school district or state that tries to cut parents out of their children’s lives should expect the same result,” Peter Breen, executive vice president and head of litigation at Thomas More Society, said in a statement.

The Center Square reached out to the California Department of Education for a comment, but has not received a response.

Pakistan made a last-minute proposal Tuesday to avert catastrophic US attacks on Iran, hours ahead of a deadline set by President Donald Trump who warned a "whole civilization will die tonight".

The White House said it was aware and would respond to the proposal by Pakistan, which has sought to mediate after more than five weeks of US and Israeli attacks on Iran.

"Diplomatic efforts for peaceful settlement of the ongoing war in the Middle East are progressing steadily, strongly and powerfully with the potential to lead to substantive results in near future," Pakistani Prime Minister Shehbaz Sharif wrote on X.

He appealed directly to Trump to extend his deadline set for 8:00 PM Washington time (midnight GMT) by two weeks.

In turn, he asked Iran to commit for two weeks to fulfilling Trump's key demand -- reopening the Strait of Hormuz, the vital gateway for global oil which Tehran closed in retaliation for the war.

The latest threats from Trump, shocking even by his own provocative standards, brought disbelief and warnings that he was encouraging genocide -- potentially one day leading to war crimes charges against US servicemembers who comply.

"A whole civilization will die tonight, never to be brought back again. I don't want that to happen, but it probably will," Trump wrote on his Truth Social platform.

The rhetoric was an escalation from a profanity-laden post two days earlier, on Easter Sunday, in which Trump threatened to destroy all bridges and power plants in the country of 90 million -- a war crime unless proven that the sites are mostly for military use.

Pope Leo XIV said that "this threat against all the people of Iran" was "truly unacceptable".

- Threat of new type of attacks -

Speaking in Budapest, Vice President JD Vance said the United States had tools "that we so far haven't decided to use" against Iran, without explaining further.

The White House later denied to AFP that Vance was alluding to nuclear weapons. 

The United States and Israel were striking key infrastructure even before Trump's deadline, with Israeli Prime Minister Benjamin Netanyahu confirming attacks on railways and bridges he said were "used by the Revolutionary Guards".

The Israeli military also offered a rare statement of regret after it acknowledged damaging a synagogue in Tehran, saying it had been targeting a senior Iranian commander.

Iran, run by Shia Muslim clerics, is home to around 100 synagogues for its historic Jewish minority.

First Vice President Mohammad Reza Aref said Iran was prepared "for all scenarios" from the United States.

"No threat is beyond our preparedness and intelligence," he added.

Infrastructure attacks reported by Iranian authorities Tuesday included a US-Israeli strike on a bridge outside the city of Qom and another on a rail bridge in central Iran that killed two people.

Regional authorities also said a US-Israeli strike shut down a key highway in northern Iran connecting the city of Tabriz with Tehran.

The Mizan news agency additionally reported a strike on railway tracks in Karaj, outside Tehran.

- Death 'not a joke' -

University student Metanat, whose classmate was killed two weeks ago in an attack, told AFP she felt "terrified and so should everyone else in the country".

The 27-year-old, who declined to give her last name, said as far as Trump's ultimatums were concerned, "some people think they are a joke", but "death is not a joke".

Iranian pensioner Morteza Hamidi said that among many emotions, he felt "gloomy for the future of the country after the war".

The 62-year-old added that he had seen Trump back down too many times to take his words seriously: "We are now numb to his threats".

State media published photos purporting to show groups of Iranians forming human chains to protect power plants as the hours to the deadline ticked down.

The show of patriotism in the face of attacks came several months after Iran's cleric-run government cracked down violently on mass protests, with rights groups reporting thousands of deaths.

As the deadline neared, Israel warned citizens of an increased risk of Iranian inbound attacks.

Kuwait urged its citizens to remain indoors from midnight until 7:00 am, while Bahrain's main port said it would be suspending operations starting early Wednesday.

The United States and Israel said that they attacked Iran to degrade its military capacity. Trump has alleged that Iran was near building an atomic bomb, an assertion not backed by the UN nuclear watchdog and most observers.

Since being attacked on February 28, Iran has responded by taking charge of the Strait of Hormuz, through which a fifth of the world's oil normally flows. 

The move has sharply driven up global oil prices and put intense pressure on Trump -- who has made reopening the strait his foremost goal.

At the UN Security Council, Russia and China vetoed a resolution on reopening the Strait of Hormuz, a text already diluted to remove the green light Gulf states had sought to use force to protect the key shipping lane.

- Attack on oil island -

Apart from the infrastructure attacks, strikes were reported on Kharg island, a critical hub for the Iranian oil industry, according to Iran's Mehr news agency, although US media said the attacks were against military targets.

Earlier in the day a series of explosions was heard across Tehran, and Iranian media reported that 18 people, including two children, were killed in strikes in neighbouring Alborz province.

Overnight, attacks on Saudi Arabia hit a petrochemical complex in a sprawling industrial area in the eastern city of Jubail, a witness who requested anonymity told AFP, hours after similar installations in Iran were struck.

Loud explosions were also heard late Tuesday in central Baghdad where the US embassy is located.

Iran has responded to the war by striking Gulf Arab states that host US troops. Israel in turn has launched a major offensive into Lebanon, vowing to control land from which Iranian-linked Hezbollah has fired rockets.

The Israeli invasion into Lebanon has killed more than 1,500 people, according to authorities.

Israel on Tuesday issued a warning to all vessels in the maritime zone off Lebanon's south to head immediately north of the city of Tyre, warning that it would operate in the area.

burs/sct/des

(The Center Square) – Small businesses in the United States have yet to feel the benefits of the Trump administration’s new tax legislation, according to a new report from the U.S. Chamber of Commerce.

The chamber released its Small Business Index report on Tuesday, which found inflation as a top concern for business owners across the country as the U.S. continues its conflict with Iran and the uncertainty over tariff policies continue.

The chamber conducted its survey from Feb. 25 to March 11, near the beginning of U.S. military strikes against Iran that have continued for more than one month. Tom Sullivan, senior vice president of small business policy at the chamber, said he hoped the small business economy would be doing better than the report revealed.

The report showed, in quarter one of 2026, 16% of businesses reported increasing their staff over the past year, down from 23% in quarter four of 2025. Similarly, 37% of business owners planned to increase investments in the next year, a decrease from 44% in quarter four of 2025.

Fewer businesses were comfortable with their overall cash flow, as only 20% said they were “very comfortable” with current cash flows, down from 31% in quarter three of 2025.

“We know that uncertainty is the dark cloud over small businesses,” Sullivan said. “Last quarter of last year we asked the questions in the middle of the government shutdown, this quarter we asked the questions right at the beginning of the military conflict with Iran.”

Sullivan said higher gas prices due to the conflict in Iran has a unique effect on small business owners. He said most owners rely on gas for a large portion of their business operations and can feel the effects of rising prices.

“That price hike is in their face every day, not just as a small business owner, but as a citizen,” Sullivan said. “They’re driving by the gas station that has it flashed in front of them.”

However, Sullivan said he hoped tax policies from the “One Big Beautiful Bill,” which was signed into law on July 4, 2025, would help uplift small businesses. He pointed to no tax on overtime, no tax on tips and tax expense programs for advancements in technology.

Sullivan said he talked to business owners in the manufacturing sector who have reported no taxes on overtime to be a great relief.

“A happy employee is a happy small business,” Sullivan said.

Over the last year, tariff policies in the United States have remained an ever present concern for small business owners, Sullivan said. He said the leaders in the small business community are skeptical that they will receive tariff refunds, which adds to uncertainty.

The report found about 28% of small business owners said the economy is in “good health,” down by 10% from the previous quarter.

“Small business owners are busy running their businesses, they’re not necessarily keyed into Supreme Court decisions,” Sullivan said.

Still, he said uncertainty with tariff plans can cause significant pain for small business owners, especially when they attempt to plan for the future. He pointed to a small business coffee shop owner in Minnesota who was affected by changing tariff policies on coffee products.

“It’s that uncertainty that has been a wet blanket on small business growth for over a year,” Sullivan said.

The report found 61% of small business owners planned to increase revenue, down from 65% last quarter and 69% in quarter one of 2025. About 19% of owners reported increasing concerns over providing employees with healthcare and other benefits.

Despite the report’s findings of pessimism among small business owners, Sullivan said he is optimistic for the next quarter. He said small businesses should see more refunds from the IRS after the implementation of more friendly tax policies that should help out small businesses.

“I’m optimistic that in this next quarter we’ll see that spend go up based on the changes in tax law,” Sullivan said.

The U.S. Chamber is working with the Trump administration to implement a tariff refund policy framework by April 20.

“We are working with the administration to try to get information into the hands of small business importers,” Sullivan said. “I do not expect that it’s going to result in a giant jump or boost in small business confidence.”

The Artemis astronauts hurtling back home after circling the Moon have had regular communication with their team on Earth, but on Tuesday they got to chat with colleagues floating elsewhere in space.

"We have been waiting for this like you can't imagine," said Artemis II mission commander Reid Weisman as his crew began the call with astronauts aboard the International Space Station.

"It's fun to be up in space with you at the same time!" said Canadian astronaut and Artemis II crewmember Jeremy Hansen.

The call came one day after the Artemis crew had a packed day filled with milestones like breaking the space travel distance record, conducting the first lunar flyby in more than 50 years, and delivering more than six hours of vivid observations of the Moon's surface.

Unsurprisingly, the ISS team had questions.

"We know how fortunate all of us are as humans to come up here and look down at the Earth from above," said ISS Crew-12 commander Jessica Meir. "Every astronaut that comes to space remarks on that."

"And we really wanted to hear what that felt like, how different that felt now from your new perspective around the Moon?"

Artemis astronaut Christina Koch -- she and Meir were the first women to participate in an all-female spacewalk -- said viewing Earth from near the Moon, which is roughly 1,000 times farther away than the ISS, was particularly striking given all the "blackness."

"It truly emphasized how alike we are, how the same thing keeps every single person on planet Earth alive."

And they commiserated about life in space, and how ISS missions -- all three of the American Artemis astronauts had previously served on the ISS -- had prepared them for their historic lunar voyage.

"Basically every single thing that we learned on ISS is up here," said Koch.

"And then, of course, there's the funny and practical, how to eat, how to do silly things with water, how to flip around. We're bringing that with us too."

And Wiseman relayed an amusing anecdote about Canadian Hansen, whose trip around the Moon was also his first time in space.

As they prepared to fire their engines to blast off towards the Moon and out of Earth's orbit, there was a moment when the view of Earth grew rapidly in the window, Wiseman explained.

"Jeremy turns around to us and goes, 'I'm not sure. I think we're going to run right into it!,'" he continued.

"We were all dyin' laughin'."

Following their lunar flyby, the Artemis II astronauts are on their long journey back home and expected to splash back down on Earth late Friday.

mdo/md

Bryson DeChambeau, known for his long tee shots and YouTube videos, declared in 2020 that Augusta National played as a "par-67" to him because of his driving distance.

Six years later, the two-time US Open champion boasts he has learned patience and accepts he must take what the famed course will allow as he prepares for the 90th Masters.

"There's a sense of obedience you have to have out here," he said Tuesday. "But it truly is patience because it gives you the opportunity to go for it.

"More patience, not as aggressive all the time. Knowing where to be aggressive and when not to be aggressive. Those are the things. Making better decisions."

DeChambeau, who was 34th in 2020 and never shot better than 69 at the par-72 layout, was fifth last year and sixth in 2024.

The LIV Golf star has traded ball bashing and distance for location and strategy when it comes to Augusta National.

"Focusing on hitting the bigger parts of the greens, making sure I'm missing it in the right places to certain flags, is really what has adjusted my mindset in a positive way," he said.

"In times past, I'd just be going right for the flag, and it quite honestly would get me in a lot of trouble. I have my golf swing a little bit more under control than I have in years past."

The 32-year-old American won LIV titles last month in Singapore and South Africa and has five triumphs in the Saudi-backed series over the past three years.

"I'm playing well and I feel like my game is in the best place of its career," DeChambeau said. "I'm excited to get the week going and see where I can put myself."

DeChambeau, ranked 24th in the world, put himself into the final group on Sunday last year but lost to Rory McIlroy, whom he edged at Pinehurst for the 2024 US Open crown.

"It was a great learning lesson. That last group final round gave me a lot of perspective," he said. "The more I put myself in those positions, the better opportunities I'm going to have to win.

DeChambeau is working on creating his own personal clubs and likes tinkering with strategy.

"It's a continual learning process. From a nerding-out perspective, it's really about the wind this year for me," said DeChambeau.

"Preparation the past couple days has really been focused on wind and how I'm hitting my second shots into the greens... just making sure the numbers are correct and hitting my distances and missing in the right places when I need to.

"There's numerous things I'm working on always and next year it will probably be different as well."

js/rcw

The Center Square) - Arizona Republicans are mulling their options after the 9th Circuit Court of Appeals ruled against them in a lawsuit challenging a 917,000-acre national monument near Grand Canyon National Park.

The court threw out a legal challenge last week to a monument former President Joe Biden created in 2023. The monument protects federal land surrounding the park to honor the ancestral homelands of local Native American tribes.

The 9th Circuit court dismissed the case because judges found the plaintiffs lacked legal standing.

The plaintiffs are state Senate President Warren Petersen, R-Gilbert; House Speaker Steve Montenegro, R-Surprise; State Treasurer Kimberly Yee, a Republican; Mohave County; Colorado City; and the city of Fredonia.

This ruling upholds a decision by a U.S. district court in Arizona, which rejected the plaintiffs’ original legal challenge in January 2025.

Petersen said it was “sad to see the 9th Circuit kicked the can down the road.”

“The court did not address whether the Biden administration had the right to create this massive national monument around the Grand Canyon. It simply ruled that our challenge came too soon,” Petersen told The Center Square, answering questions by email.

“Arizona families should not have to wait years while our land and economic opportunities remain locked up,” he added.

Petersen said state Republicans “will continue fighting to protect Arizona’s economy, jobs, and state sovereignty from this expansive federal land lock-up, including through any available avenues at the federal level.”

He noted the plaintiffs “are actively working with the Trump administration to undo this illegal land grab.”

In their legal challenge, the plaintiffs argued creating the national monument would cause local governments to lose tax revenue from uranium mining that could take place once the 2012 mining ban expired in 2032.

The 9th Circuit judges said this reasoning was too “speculative” as to “whether the right economic conditions and incentives for uranium mining will exist so far into the future.”

Colorado City alleged the new monument could restrict its water supply because it draws water from an aquifer located on land within the monument. The judges said the national monument proclamation does not change water rights or restrict the city's water access.

The Arizona Legislature said the monument impeded its ability to rule over state land. However, the 9th Circuit court noted the Legislature still had control over state land and that the monument affects only federal land.

The plaintiffs also said state land near the monument would lose value and create less revenue. But the judges dismissed the argument.

Furthermore, the plaintiffs alleged the national monument would raise energy prices in the future, but the court noted this reasoning depended on “many unknown variables.”

“Any future economic harm from higher energy prices caused by the Proclamation is accordingly far too speculative to support standing,” the judges wrote.

Kris Mayes, Arizona’s attorney general, said the ruling was a “victory for the people of Arizona and for the Indigenous communities whose ancestral homelands are protected by this monument.”

The Democrat, who was an intervener in the case, added she was “proud to have stood up to defend these sacred and important lands."

(The Center Square) – A new television ad from PatientRightsAdvocate.org features patients from across the country calling on Congress to require upfront healthcare pricing after each faced unexpected medical bills.

The ad began airing in Washington, D.C., and select states over Easter weekend.

It highlights separate patients from Alabama, California, New Mexico and Tennessee who say hidden healthcare prices led to severe financial consequences.

“Healthcare is the only industry where consumers are expected to make binding financial commitments without knowing how much they will owe,” Kerry Schrader of Hoover, Alabama, said in a news release provided by PatientRightsAdvocate.org. “The ‘Patients Deserve Price Tags Act’ will help Americans like me have financial certainty and hold hospitals accountable.”

Schrader said she sought an upfront price for a biopsy, but no one gave her a clear answer. She later received bills totaling more than $28,000 for what she described as a simple outpatient procedure.

Mike Klein, a father from California, said hospitals refuse to provide clear pricing even when patients ask in advance.

“Every responsible parent knows it’s essential to seek all the information you can on the front-end of important decisions for your family,” Klein said. “Today, that’s impossible in American healthcare.”

Klein said he left the hospital with his young son after staff refused to provide a price estimate before surgery.

Additionally, Mark Thompson of New Mexico said he received an estimate of $3,587 for an outpatient procedure but later faced bills totaling more than $160,000.

“Right now, as a patient, you have no control,” Thompson said. “I can’t think of another industry that can get away with this.”

Robin Wayman of Tennessee said a hospital told her that her portion of a surgery would cost $4,000. However, she later received bills demanding $80,000.

“When I got the bill, my world came crashing down,” Wayman said. “Patients shouldn’t have to be scared of the bills, too.”

The ad urges passage of the “Patients Deserve Price Tags Act,” a bipartisan proposal that would codify a 2025 executive order from President Donald Trump on healthcare price transparency and strengthen federal rules requiring hospitals to disclose upfront prices.

PatientRightsAdvocate.org, a national organization focused on healthcare transparency, says making real prices available would allow patients to compare costs and reduce overall spending.

The group also directs viewers to WeDeservePriceTags.com, which highlights wide price differences for the same procedures across providers.

Supporters of the legislation say requiring upfront pricing would give patients more control and prevent unexpected medical debt.